Why Wait for Rates to Drop? You Could Get a 5% Interest Rate on a New Home Right Now

by Paige Hardy Hill

If you’ve been holding off on buying a home because you’re waiting for interest rates to dip, here’s some great news - you don’t have to wait. Right now, many builders are offering incredible incentives that make it possible to secure a rate as low as 5% on a brand-new home.

 

And it gets even better:

Brand-new construction - you’ll be the very first owner
Closing costs covered - putting thousands of dollars back in your pocket
Appliances included - move in without the extra expense
Modern finishes & energy-efficient features - designed for today’s lifestyle
Move-in ready homes - no waiting months for completionntives

This isn’t clickbait - it’s a real opportunity available to buyers who know where to look.

Why Choose New Construction?

Buying new comes with advantages that resale homes can’t always match. You get peace of mind with everything under warranty, lower maintenance costs, and the latest energy-efficient technology that can save you money month after month. Plus, builders are motivated - meaning you can benefit from rate buy-downs, design upgrades, and other incentives that make owning a home more affordable right now.

Don’t Miss Out on Builder Incentives

The truth is, these deals won’t last forever. Builders only release a limited number of homes with special incentives, and they go quickly once word gets out. That’s where having the right agent matters - we work closely with trusted local builders and know exactly where the best opportunities are happening today.

Ready to See What’s Possible?

📲 Contact us today to get your guide and schedule a quick strategy call. Let’s find the right home for you - without waiting for rates to (maybe) drop.

We’re The hhardy Group - your local realtors and community experts. Whether you’re texting, DM’ing, or calling, we’re always just a message away.

📞 951.465.3054

Let’s connect!
Follow us!
IG - @househardys 
Website - https://askhardy.com/
YouTube - https://youtube.com/shorts/g_AE_74--bY?si=kOstdrPqNNTj9m2b

The Hardy Group

The Hardy Group

License ID: 01948671

+1(951) 465-3054

GET MORE INFORMATION

Name
Phone*
Message